Common Ploys and Tricks Used by Insurance Adjusters
As a leading legal professional in Conroe, Texas, James D Jones has encountered countless situations where insurance adjusters tried to undermine the rightful claims of clients. Understanding these underhanded tactics is crucial to protect your rights and ensure you receive fair compensation when dealing with insurance claims. In this comprehensive guide, we will shed light on some of the most common ploys and tricks used by insurance adjusters. Armed with this knowledge, you'll be more prepared to navigate the claims process and secure the outcome you deserve.
Inflating the Severity of Pre-existing Injuries
One tactic often employed by insurance adjusters is to downplay the severity of the accident-related injuries while emphasizing pre-existing conditions. Adjusters may argue that your current injuries were not caused by the accident, leading to diminished compensation or an outright denial of your claim. At James D Jones, we thoroughly investigate your medical history and work with medical professionals to build a solid case that clearly demonstrates the link between the accident and your injuries.
Delaying Claims Processes
Insurance adjusters may purposely delay the claims process, hoping that you will grow frustrated and settle for a lower offer. By withholding crucial information or requesting unnecessary documentation, adjusters create unnecessary hurdles in the hopes of wearing you down. At James D Jones, we understand the tactics used by insurance companies and have the resources to expedite the claims process, ensuring that your rights are protected.
Offering Quick and Low Settlements
When faced with mounting medical bills, lost wages, and emotional distress, insurance adjusters may prey on your vulnerability by offering quick settlement amounts that are far below what you deserve. These initial offers often fail to consider the long-term impact of your injuries and the associated costs of recovery and rehabilitation. Our team at James D Jones diligently evaluates the full extent of your losses and fights for a fair and comprehensive settlement that truly addresses your needs.
Using Recorded Statements Against You
Insurance adjusters may request recorded statements from you to gather information that they can later use against you during the claims process. Innocent statements made in moments of stress or confusion can be twisted to dispute your credibility or minimize the seriousness of your injuries. At James D Jones, we guide our clients in navigating the complex process of providing statements, ensuring that your rights are protected and your words are not misconstrued.
Disputing Liability
Insurance companies often attempt to shift the blame onto the injured party, disputing liability in order to reduce or deny claims. By blaming shared negligence or asserting that the circumstances don't warrant compensation, adjusters aim to protect their bottom line at the expense of your well-being. James D Jones is well-versed in strategies to counter these allegations and build a strong case to establish the other party's liability, ensuring that you receive the compensation you deserve.
Conclusion
Being aware of the common ploys and tricks used by insurance adjusters is essential when dealing with insurance claims. At James D Jones, we are dedicated to fighting for our clients' rights and dismantling the strategies employed by insurance companies to undermine your claim. If you have been involved in an accident or are facing difficulties with an insurance claim, contact us today for a free consultation. Let us help you navigate through the complexities of the legal system and secure the compensation you deserve.
